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Westchester offers a foreign package policy comprised of comprehensive coverage enhancements specifically tailored to educators traveling internationally.


The International Advantage Edge for Educators product extends enhanced coverages not typically provided by other foreign package markets.


  • Blanket Additional Insured
  • Blanket Waiver of Subrogation
  • Partnership and Joint Ventures as Additional Insureds
  • Amendment – Knowledge of Occurrence  
  • Care Custody and Control Extension Coverage $25,000 / $50,000
  • Increased Supplemental Payments- Cost of Bail Bonds $2,500, and Loss of Earnings $500


  • Blanket Additional Insured
  • Blanket Waiver of Subrogation


  • Miscellaneous Personal Property $50,000
  • Money and Securities $25,000
  • Valuable Papers and Records $50,000
  • Personal Property in Transit $25,000
  • Miscellaneous Unnamed Insured Locations $50,000
  • Accounts Receivable $50,000
  • Fine Arts  $25,000
  • Newly Acquired Property  $100,000


  • Waiver of Subrogation
  • Amendment to Include “Board” Member under the Definition of Employee.


Westchester is one of the largest and most diverse excess and surplus lines commercial property and casualty insurance underwriters in the United States. Focused on the wholesale distribution channel, Westchester provides innovative specialty products for property, specialty casualty, environmental, professional risk, inland marine, product recall, small business, binding and programs. The business is further distinguished by exceptional financial strength, underwriting excellence and superior claims handling expertise. The material on this page contains product summaries intended for use solely by properly licensed insurance professionals. The insurance policy actually issued contains the terms and conditions of the contract. All products may not be available in all states and surplus lines products can be offered only through licensed surplus lines producers. Insurance provided by Westchester Fire Insurance Company and its U.S. based Chubb underwriting company affiliates. Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at Westchester is a division of Chubb, the world’s largest publicly traded property and casualty insurer. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. Parent company Chubb Limited is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index. Chubb maintains executive offices in Zurich, New York, London and other locations, and employs approximately 30,000 people worldwide. Additional information can be found at: