SMALL BUSINESS // SPECIALTY PROPERTY & CASUALTY

International Advantage® Edge for Educators

ABOUT THIS COVERAGE

Westchester offers a foreign package policy comprised of comprehensive coverage enhancements specifically tailored to educators traveling internationally.

Coverage:

The International Advantage Edge for Educators product extends enhanced coverages not typically provided by other foreign package markets.

GENERAL LIABILITY

Blanket Additional Insured
Blanket Waiver of Subrogation
Partnership and Joint Ventures as Additional Insureds
Amendment – Knowledge of Occurrence
Care Custody and Control Extension Coverage $25,000 / $50,000
Increased Supplemental Payments- Cost of Bail Bonds $2,500, and Loss of Earnings $500

CONTINGENT AUTO LIABILITY

Blanket Additional Insured
Blanket Waiver of Subrogation

PROPERTY

Miscellaneous Personal Property $50,000
Money and Securities $25,000
Valuable Papers and Records $50,000
Personal Property in Transit $25,000
Miscellaneous Unnamed Insured Locations $50,000
Accounts Receivable $50,000
Fine Arts $25,000
Newly Acquired Property $100,000

EMPLOYERS RESPONSIBILITY COVERAGE

Waiver of Subrogation
Amendment to Include “Board” Member under the Definition of Employee.

ABOUT WESTCHESTER

Westchester is one of the largest and most diverse excess and surplus lines commercial property and casualty insurance underwriters in the United States. Focused on the wholesale distribution channel, Westchester provides innovative specialty products for property, specialty casualty, environmental, professional risk, inland marine, product recall, small business, binding and programs. The business is further distinguished by exceptional financial strength, underwriting excellence and superior claims handling expertise. The material on this page contains product summaries intended for use solely by properly licensed insurance professionals. The insurance policy actually issued contains the terms and conditions of the contract. All products may not be available in all states and surplus lines products can be offered only through licensed surplus lines producers. Insurance provided by Westchester Fire Insurance Company and its U.S. based Chubb underwriting company affiliates. Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at www.chubb.com. Westchester is a division of Chubb, a world leader in insurance. With operations in 54 countries and territories, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. As an underwriting company, we assess, assume and manage risk with insight and discipline. We service and pay our claims fairly and promptly. The company is also defined by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength and local operations globally. Parent company Chubb Limited is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index. Chubb maintains executive offices in Zurich, New York, London, Paris and other locations, and employs approximately 40,000 people worldwide. Additional information can be found at: www.chubb.com