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ABOUT THIS COVERAGE

Westchester Construction, a recognized construction practice leader for over 25 years, provides non-collateralized primary solutions for general liability-driven construction risks.

Coverages:

  • General liability
  • Supported umbrella and excess
  • Admitted paper available in all states
  • Non-admitted paper available in all states

CONSTRUCTION PROJECTS

Construction Projects with a $10 million to $200 million total construction cost:

  • General liability only wraps
  • OCIP
  • CCIP
  • General contractor controlled
  • Owners interest of construction

 

Restricted Classes

  • New York contracting
  • West Coast residential

 

Enhancements: Blanket additional insured

  • Primary/non-contributory
  • Extended completed operations
  • Term-of-project policies

PRACTICE POLICIES

Construction companies with $10 million to $200 million of gross sales:

  • General contractors
  • Fire suppression
  • Steel erection
  • Commercial roofing
  • General trade contractors

 

Restricted Classes

  • New York contracting
  • West Coast residential
  • Demolition/blasting
  • Scaffolding sales, rental, manufacturing
  • Shoring/underpinning

 

Enhancements:

  • Per project aggregates
  • Blanket additional insured
  • Primary/non-contributory

DEDUCTIBLES

  • From $5,000 to $25,000

MINIMUMS

  • Primary premium of $25,000
  • Supported Excess premium of $25,000
  • Deductibles up to $25,000

LIMITS

  • Primary 1/2/2 or 2/4/4
  • Supported Excess $10 million

ABOUT WESTCHESTER

Westchester is one of the largest and most diverse excess and surplus lines commercial property and casualty insurance underwriters in the United States. Focused on the wholesale distribution channel, Westchester provides innovative specialty products for property, specialty casualty, environmental, professional risk, inland marine, product recall, small business, binding and programs. The business is further distinguished by exceptional financial strength, underwriting excellence and superior claims handling expertise. The material on this page contains product summaries intended for use solely by properly licensed insurance professionals. The insurance policy actually issued contains the terms and conditions of the contract. All products may not be available in all states and surplus lines products can be offered only through licensed surplus lines producers. Insurance provided by Westchester Fire Insurance Company and its U.S. based Chubb underwriting company affiliates. Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at www.chubb.com. Westchester is a division of Chubb, the world’s largest publicly traded property and casualty insurer. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. Parent company Chubb Limited is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index. Chubb maintains executive offices in Zurich, New York, London and other locations, and employs approximately 30,000 people worldwide. Additional information can be found at: www.chubb.com

 

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