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Change is a constant and we’ve made major changes recently, while maintaining our exacting standards.  Most importantly, when our parent company purchased Chubb in late 2015, we returned to being a wholesale only business. 

Of course, we’re a bit more than that. What we offer is what we call “the complete wholesale solution.”  Because, while difficult-to-place risks are very important in wholesale, brokers also need to place niche risks, and find coverage for clients with small businesses. So you can place a big, complex client with us; a unique or unusual client; and a client with, let’s say, a musical festival to insure. We cover it all.

But that’s not all.  Because we’re committed to you and your clients’ needs, we’ll go out of our way to create innovative products that didn’t exist before -- just to keep your business humming along. We think we’re pretty good at that (some of you have told us that we are, too).   

Bottom line:  We’ve changed for the better -- to better meet your needs. But nothing will change for the business you’ve already placed with us. Same world-class coverage. Same world-class service. We promise.


Our business leaders are eager to understand your needs and concerns, your ideas and suggestions. We invite you to communicate with us by clicking below.

News & Announcements

To access recent Westchester news, as well as archived information about our company, click below.



Westchester is one of the largest and most diverse excess and surplus lines commercial property and casualty insurance underwriters in the United States. Focused on the wholesale distribution channel, Westchester provides innovative specialty products for property, specialty casualty, environmental, professional risk, inland marine, product recall, small business, binding and programs. The business is further distinguished by exceptional financial strength, underwriting excellence and superior claims handling expertise. The material on this page contains product summaries intended for use solely by properly licensed insurance professionals. The insurance policy actually issued contains the terms and conditions of the contract. All products may not be available in all states and surplus lines products can be offered only through licensed surplus lines producers. Insurance provided by Westchester Fire Insurance Company and its U.S. based Chubb underwriting company affiliates. Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at Westchester is a division of Chubb, a world leader in insurance. With operations in 54 countries and territories, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. As an underwriting company, we assess, assume and manage risk with insight and discipline. We service and pay our claims fairly and promptly. The company is also defined by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength and local operations globally. Parent company Chubb Limited is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index. Chubb maintains executive offices in Zurich, New York, London, Paris and other locations, and employs approximately 40,000 people worldwide. Additional information can be found at: