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Flexible management liability insurance coverage for private companies, not-for-profit organizations, and healthcare organizations

Supported by exceptional underwriting, claims handling, and loss prevention services, The ForeFront Portfolio is designed to provide coordinated and consistent insurance protection to private companies, not-for-profit organizations, and healthcare organizations.

If you’re looking for  traditional insurance offerings, we’ve got you covered. But we also want to help you fill in potential gaps and reduce overlaps in your clients’ risk management programs. How? By offering a flexible insurance product where the client decides what coverages meet their individual needs.

With up to seven optional coverage parts, each coverage part works as a standalone policy or together to minimize gaps and reduce overlaps in a risk management program, providing companies choice and flexibility to help manage their individual and corporate exposures.

Our flagship management liability product for private companies, not-for-profit organizations and healthcare organizations is designed to be at the forefront of your risk management program with available coverages like:

  • Directors and Officers Liability
  • Employment Practices Labiality
  • Fiduciary Liability
  • Employed Lawyers Liability
  • Crime
  • Kidnap, Ransom & Extortion
  • Workplace Violence Expense


Westchester is one of the largest and most diverse excess and surplus lines commercial property and casualty insurance underwriters in the United States. Focused on the wholesale distribution channel, Westchester provides innovative specialty products for property, specialty casualty, environmental, professional risk, inland marine, product recall, small business, binding and programs. The business is further distinguished by exceptional financial strength, underwriting excellence and superior claims handling expertise. The material on this page contains product summaries intended for use solely by properly licensed insurance professionals. The insurance policy actually issued contains the terms and conditions of the contract. All products may not be available in all states and surplus lines products can be offered only through licensed surplus lines producers. Insurance provided by Westchester Fire Insurance Company and its U.S. based Chubb underwriting company affiliates. Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at Westchester is a division of Chubb, a world leader in insurance. With operations in 54 countries and territories, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. As an underwriting company, we assess, assume and manage risk with insight and discipline. We service and pay our claims fairly and promptly. The company is also defined by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength and local operations globally. Parent company Chubb Limited is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index. Chubb maintains executive offices in Zurich, New York, London, Paris and other locations, and employs approximately 40,000 people worldwide. Additional information can be found at: