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Westchester makes it easy for brokers to provide their clients with the insurance they need to manage their international risks. Our products are designed to protect employees while they are traveling out of the country on business, and they protect small businesses from product liability losses.


  • Comprehensive foreign package policy with the ability to provide locally admitted insurance, when required by local laws
  • We utilize billable hours as one of the exposure elements when determining business income losses -- a feature not often used by international carriers
  • Coverage provides accountants and lawyers with the protection needed to safely transact business globally
  • Provides basic options not provided by other foreign package providers


  • Blanket Additional Insured
  • Blanket Waiver of Subrogation
  • Electronic Data Liability $10,000
  • Care Custody and Control Extension Coverage $25,000 / $50,000
  • Cost of Bail Bonds $2,500, and Loss of Earnings $500
  • Partnership and Joint Ventures as Additional Insureds


  • Blanket Additional Insured
  • Blanket Waiver of Subrogation


  • Valuable Papers and Records $50,000
  • Money and Securities $25,000
  • Miscellaneous Personal Property $50,000
  • Time Element/Business Income $50,000
  • Service Interruption Property Damage $50,000
  • Professional Fees $25,000
  • Commissions, Profits, and Royalties $50,000
  • Rental Insurance $50,000
  • Off Premises Storage for Property Under Course of Construction $25,000
  • Protection and Preservation of Property $50,000
  • Temporary Removal of Property $25,000
  • Installation at Any Job Site $50,000
  • Decontamination Costs $10,000
  • Transit $50,000
  • Miscellaneous Unnamed Insured Locations $50,000


Westchester is one of the largest and most diverse excess and surplus lines commercial property and casualty insurance underwriters in the United States. Focused on the wholesale distribution channel, Westchester provides innovative specialty products for property, specialty casualty, environmental, professional risk, inland marine, product recall, small business, binding and programs. The business is further distinguished by exceptional financial strength, underwriting excellence and superior claims handling expertise. The material on this page contains product summaries intended for use solely by properly licensed insurance professionals. The insurance policy actually issued contains the terms and conditions of the contract. All products may not be available in all states and surplus lines products can be offered only through licensed surplus lines producers. Insurance provided by Westchester Fire Insurance Company and its U.S. based Chubb underwriting company affiliates. Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at Westchester is a division of Chubb, the world’s largest publicly traded property and casualty insurer. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. Parent company Chubb Limited is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index. Chubb maintains executive offices in Zurich, New York, London and other locations, and employs approximately 30,000 people worldwide. Additional information can be found at: