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ABOUT THIS COVERAGE

Obtain a comprehensive quote for your restaurant, bar, and tavern risks with Westchester Small Business under the following classifications:


Description

Class Code

Rating Basis

Restaurants with sale of alcohol that is 30% or more but less than 75% of total receipts, with dance floor

16915

Sales

Restaurants with sale of alcohol that is 30% or more but less than 75% of total receipts, without dance floor

16916

Sales

Restaurants  with sale of alcoholic beverages that are 75% or more of total annual receipts of the restaurants with tables, without dance floor: table services

16930

Sales

Restaurants with sale of alcoholic beverages that are 75% or more of total annual receipts of the restaurants, with tables, without dance floor: no table service

16931

Sales

Restaurants with sale of alcoholic beverages that are 75% or more of total annual receipts of the restaurants, bar service only [no tables]: without dance floor

16941

Sales

 

KEY FEATURES

  • Appetite consisting of operations with limited to no entertainment present which derive their revenues from the sale of food and/or beverage (including liquor) in a restaurant or bar/tavern setting
  • Up to $6,000,000 in annual sales 
  • Business owners package with the ability to consider up to $5,000,000 in total Property values

ABOUT WESTCHESTER

Westchester is one of the largest and most diverse excess and surplus lines commercial property and casualty insurance underwriters in the United States. Focused on the wholesale distribution channel, Westchester provides innovative specialty products for property, specialty casualty, environmental, professional risk, inland marine, product recall, small business, binding and programs. The business is further distinguished by exceptional financial strength, underwriting excellence and superior claims handling expertise. The material on this page contains product summaries intended for use solely by properly licensed insurance professionals. The insurance policy actually issued contains the terms and conditions of the contract. All products may not be available in all states and surplus lines products can be offered only through licensed surplus lines producers. Insurance provided by Westchester Fire Insurance Company and its U.S. based Chubb underwriting company affiliates. Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at www.chubb.com. Westchester is a division of Chubb, the world’s largest publicly traded property and casualty insurer. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. Parent company Chubb Limited is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index. Chubb maintains executive offices in Zurich, New York, London and other locations, and employs approximately 30,000 people worldwide. Additional information can be found at: www.chubb.com

 

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