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For those dedicated to helping people reach their fitness goals, staying in shape doesn’t just apply to health. That is why we’re tailored specific coverage to fit all your fitness center needs.

Obtain a comprehensive quote for your Fitness centers with Westchester under the following classification:

Description Class Code Rating Basis
Health or Exercise Facilities  43315 Sales


  • Broad appetite to include both traditional fitness centers and yoga/pilates studios, cross fit, or 30 minute circuit training operations
  • Coverage for staffed personal trainers automatically included
  • Coverage for child-sitting services on premises automatically included
  • Ability to offer separate limits for Abuse & Molestation Liability coverage and Professional Liability coverage
  • Up to $6,000,000 in annual sales
  • Business owners package with the ability to consider up to $5,000,000 in total Property values


Westchester is one of the largest and most diverse excess and surplus lines commercial property and casualty insurance underwriters in the United States. Focused on the wholesale distribution channel, Westchester provides innovative specialty products for property, specialty casualty, environmental, professional risk, inland marine, product recall, small business, binding and programs. The business is further distinguished by exceptional financial strength, underwriting excellence and superior claims handling expertise. The material on this page contains product summaries intended for use solely by properly licensed insurance professionals. The insurance policy actually issued contains the terms and conditions of the contract. All products may not be available in all states and surplus lines products can be offered only through licensed surplus lines producers. Insurance provided by Westchester Fire Insurance Company and its U.S. based Chubb underwriting company affiliates. Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at Westchester is a division of Chubb, the world’s largest publicly traded property and casualty insurer. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. Parent company Chubb Limited is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index. Chubb maintains executive offices in Zurich, New York, London and other locations, and employs approximately 30,000 people worldwide. Additional information can be found at: