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The Truckers product from Westchester Binding safeguards organization assets, and expands as organization needs and responsibilities grow.

The Commercial Specialty Offerings

Description Class Code Rating Basis
Truckers 65171 Payroll

Additional Coverage Options

  • Employment practices liability insurance
    • Up to $100,000 in limits
  • Privacy & data breach
    • Up to $100,000 in limits
  • Business personal property, when temporarily away from premises
  • Personal property off-premises
  • Multiple additional insured options



Quote and issue in minutes with Fast Track


  • Coverage form  automatically includes over 15 unique coverage enhancements
  • Business income coverage offered on an actual loss sustained basis
  • Up to $1M/$2M in general liability limits
  • $500 premium for $1M umbrella available
  • Ability to offer blanket additional insured endorsement, primary/ non-contributory wording, and waiver of subrogation


  • AL, AZ, CA, CT, DE, DC, GA, ID, IN, IA, KY, ME, MD, MI, MN, MS, MO, MT, NE, NV, NJ, NM, NC, ND, OH, OR, PA, SC, SD, TN, TX, UT, WV, WI


  • Up to $500,000 in total payroll
  • No handling of any infectious waste or hazardous material
  • No ambulance services or transportation of people
  • No armored car services


Westchester is one of the largest and most diverse excess and surplus lines commercial property and casualty insurance underwriters in the United States. Focused on the wholesale distribution channel, Westchester provides innovative specialty products for property, specialty casualty, environmental, professional risk, inland marine, product recall, small business, binding and programs. The business is further distinguished by exceptional financial strength, underwriting excellence and superior claims handling expertise. The material on this page contains product summaries intended for use solely by properly licensed insurance professionals. The insurance policy actually issued contains the terms and conditions of the contract. All products may not be available in all states and surplus lines products can be offered only through licensed surplus lines producers. Insurance provided by Westchester Fire Insurance Company and its U.S. based Chubb underwriting company affiliates. Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at Westchester is a division of Chubb, the world’s largest publicly traded property and casualty insurer. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. Parent company Chubb Limited is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index. Chubb maintains executive offices in Zurich, New York, London and other locations, and employs approximately 30,000 people worldwide. Additional information can be found at: