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We understand the complex risks associated with educational establishments. From dance schools to tutors we want you to feel confident in choosing Westchester. That’s why we offer specialty coverage options that fit the needs of the business.

Obtain a comprehensive quote for your Personal Improvement and Enrichment Schools with Westchester under the following classification:

Description Class Code Rating Basis
Personal Improvement / Enrichment Schools 67512 Sales


  • Over 30 different operations are eligible including Art/Dance/Music instruction, personal trainers, tutors and more!
  • Ability to offer separate limits for Abuse & Molestation Liability and Professional Liability on a variety of eligible exposures


Westchester is one of the largest and most diverse excess and surplus lines commercial property and casualty insurance underwriters in the United States. Focused on the wholesale distribution channel, Westchester provides innovative specialty products for property, specialty casualty, environmental, professional risk, inland marine, product recall, small business, binding and programs. The business is further distinguished by exceptional financial strength, underwriting excellence and superior claims handling expertise. The material on this page contains product summaries intended for use solely by properly licensed insurance professionals. The insurance policy actually issued contains the terms and conditions of the contract. All products may not be available in all states and surplus lines products can be offered only through licensed surplus lines producers. Insurance provided by Westchester Fire Insurance Company and its U.S. based Chubb underwriting company affiliates. Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at Westchester is a division of Chubb, the world’s largest publicly traded property and casualty insurer. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. Parent company Chubb Limited is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index. Chubb maintains executive offices in Zurich, New York, London and other locations, and employs approximately 30,000 people worldwide. Additional information can be found at: