We specialize in developing customized niche program solutions for program administrators and managers to help them build programs that succeed. We focus on risk transfer programs for a wide range of commercial businesses on either an admitted or non-admitted basis. For a wide range of complex risks not easily covered by more traditional policy, this suite of solutions offers broad, flexible coverage combined with our financial strength and expertise.

Key Competitive Advantages:

  • "A++" rated paper (A.M. Best)
  • 50 state capability
  • Dedicated Programs Group
  • Admitted and non-admitted paper
  • Package and auto rating/policy issuance system that can be out boarded
  • Claims, In-house or TPA and loss control capabilities

Lines of Business:

  • Single line or multi-line
  • Package
  • Property
  • General Liability
  • Umbrella/Excess, in support of other lines
  • Inland Marine
  • Professional Liability
  • Tailored coverage enhancements for specific program/customer group
  • Cyber
  • Workers Comp, In support of other lines


  • Ancillary P&C for Aviation Operations
  • California Private Schools (Montessori and Pre K-6)
  • Carnivals & Amusements
  • Community Association Management Liability
  • Computer & Technology Professional
  • Cyber
  • Fairs & Festivals
  • Fine Dining Restaurants
  • Habitat For Humanity 
  • Media and Broadcasters Liability
  • Musical Instruments
  • On Shore Energy
  • Pet Insurance
  • Real Estate
  • Rodeos
  • Texas Community Associations
  • Umbrella
  • Welding Supply Distribution