The Commercial Umbrella product from Westchester Binding offers a comprehensive commercial umbrella policy for smaller companies. It is accessible through an online platform that allows brokers to rate, bind, and issue policies instantly for small commercial clients.The Commercial Specialty Offerings


Umbrella coverage over general liability, auto liability, employer liability, and liquor liability policies:

  • Policy limits up to $5 million
  • $500 minimum premium per layer
  • Available as standalone, or over Westchester Specialty Commercial Products
  • Written on admitted paper
  • Product available in 47 states and the District of Columbia (except Alaska, Louisiana, and Vermont)
  • Westchester catastrophe management insurance with annual limits up to $250,000
  • Over 260 classes available