ABOUT THIS COVERAGE

Westchester Recall Plus® is comprised of three insurance policies that together protect small businesses:

1. Component Parts

Covers component parts used in the general manufacturing, electronic, medical device, automotive and aviation industries.

Basic: Base wording and 12 month retro date

Standard: Base wording, 12 month retro date and replacement costs

Enhanced: Base wording, 12 month retro date, replacement costs and consequential damages

2. Consumer Goods

Covers finished products in the areas of appliances, electronics/electrical, clothes, furniture, household, children’s products, outdoor goods and products, sports and exercise equipment and products.

Basic: Base wording, 12 month retro date and replacement costs

Standard: Base wording, 12 month retro date, replacement costs, loss of gross profit, rehabilitation expense and extra expense

Enhanced: Base wording, 12 month retro date, replacement costs, loss of gross profit, rehabilitation expense, extra expense and consequential damages

3. Consumable Products

Covers food & beverage, cosmetics and pharmaceutical companies.

Basic: Base wording, adverse publicity and replacement costs

Standard: Base wording, adverse publicity, replacement costs, loss of gross profit, rehabilitation expense, extra expense and extortion costs

Enhanced: Base wording, adverse publicity, replacement costs, loss of gross profit, rehabilitation expense, extra expense, extortion costs and consequential damages

Product Recall White Paper:

Download here.