Westchester’s Recall Plus^® for Consumable Products insurance covers any product that is ingestible, topical, and for human consumption. Coverages are made-to-order, allowing policyholders to select “add-on” coverages based on their needs, what they would like, or their budget. Crisis consultants are available 24/7 through our emergency hotline. To cover loss mitigation costs, 10% of net premium is annually offered to policyholders.

NEW! Specialized Consultants, for Specialized Businesses:

Small businesses have 24/7 access to product recall consultants on a post-incident basis allowing the small business owner to have a business partner who knows the pitfalls/implications of recalls and essential coverage in one package. Our specialized group of experts knows the regulatory challenges and product safety rules first hand:

• Consumable Products - Neumann Risk Services: Melanie Neumann
• Consumer Goods - Product Saftety Advisors: Rick Brenner & Neal Cohen
• Component Parts - Cahill Consultants: Katherine Cahill

Recall Plus^® Consumable Products Application

Form

Product Recall Consumable Products Policy Form-45371

Available Endorsements

The base policy wording includes recall costs, consultant costs, and defense costs, and all other coverages can be added on via endorsement.

Consequential Damages Endorsement REC-45364

Extortion Costs Endorsement REC-45366

Extra Expense Endorsement REC-45367

Long Term Agreement Endorsement REC-7525

Loss of Gross Profits Endorsement REC-45369

Rehabilitation Expenses Endorsement REC-7533

Replacement Costs Endorsement REC-45373

Adverse Publicity Coverage Endorsement REC-45363

Ingredient Coverage Endorsement REC-45368

Product Recall White Paper:

Download here.